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Compare Overseas Student Health Cover (OSHC) in Australia

Australia OSHC helps international students access suitable health cover while studying in Australia. If you're applying for a Student Visa 500, understanding your Overseas Student Health Cover requirements is an important part of preparing for your study journey.

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Why OSHC Is Required for Your Student Visa 500

Overseas Student Health Cover (OSHC) is health insurance designed for international students studying in Australia. Most student visa holders are required to maintain adequate health insurance for the duration of their stay in Australia.

OSHC helps cover certain healthcare costs, such as visits to doctors, hospital treatment, ambulance services and some prescription medicines, depending on your policy and provider. Having appropriate cover can help you manage unexpected healthcare expenses while you study.

For students applying for Student Visa Subclass 500, maintaining suitable health insurance is also connected to visa condition 8501, which requires certain visa holders to maintain adequate health insurance while in Australia.
When arranging your OSHC, it's important to choose cover that matches your visa requirements, study period and personal circumstances. Different providers offer different policies, inclusions and prices, so comparing available options can help you make a more informed decision.

Always check the latest requirements from the Australian Government and your chosen OSHC provider before purchasing a policy.

TRUSTED PROVIDERS

Compare Australia's Leading OSHC Providers

We help international students compare trusted Overseas Student Health Cover providers, making it easy to find the right policy for your study journey.

AHM

Affordable cover with digital services and nationwide support.

Allianz Care

Global experience with comprehensive student health insurance.

Bupa

One of Australia's largest health insurers with extensive provider networks.

Medibank

Reliable OSHC backed by one of Australia's most recognised healthcare brands.

Why Choose Us

Helping international students compare health insurance quickly, securely, and with confidence.

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Trusted Providers

Compare policies from Australia's leading OSHC insurers.

Quick Comparison

Find available plans in minutes with our simple comparison process.

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Student Focused

Designed specifically for international students studying in Australia.

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Friendly Support

Need assistance? Our team is here to help you throughout the process.

YOUR NEXT STEP

How to Get an OSHC Quote in 3 Simple Steps

Choose your policy dates, compare available plans, and continue when you find the option that suits your study plans.

How it works

  1. Enter who needs OSHC and your intended policy dates.
  2. Compare the available OSHC options.
  3. Select a plan and complete your application securely.

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STUDENT VISA

Why Do You Need OSHC?

Overseas Student Health Cover (OSHC) is generally required for international students applying for an Australian Student Visa (Subclass 500). It helps cover eligible medical and hospital expenses while studying in Australia.

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Benefits of OSHC

  • Access eligible medical treatment.
  • Hospital cover for eligible services.
  • Emergency ambulance benefits.
  • Support while studying in Australia.
  • Meets Student Visa health insurance requirements.

Frequently Asked Questions

What is OSHC and do I need it for my student visa?

Overseas Student Health Cover (OSHC) is health insurance required for most international students on an Australian Student Visa (Subclass 500). It helps cover medical and hospital costs while you study in Australia.

How do I get an OSHC quote through this website?

Enter who needs cover and your policy start and end dates in our quote form, and we'll show you comparable OSHC options from Australia's leading providers.

Which OSHC providers can I compare here?

You can compare OSHC plans from AHM, Allianz Care, Bupa, and Medibank, all in one place.

Is OSHC compulsory for all international students in Australia?

Yes, OSHC is a mandatory condition of most Student Visas (Subclass 500) unless an exemption applies, such as a reciprocal health care agreement.

Can I compare OSHC for my whole family, not just myself?

Yes, you can add adults and children to your quote request to compare single, dual, and family OSHC policies.

How long does it take to get an OSHC quote?

Getting a quote takes just a few minutes - enter your details once and compare available plans instantly.

Need Help Choosing the Right OSHC?

Whether you're applying for your first Student Visa or renewing your current cover, our team is here to help you compare Australia's leading OSHC providers.

Compare Plans → Contact Us