“Who do I need insurance for a disease?” This question might come in your mind. In addition to the doctor’s fee, prescriptions medicines, services and all a private bed in Australian hospital can cost you extremely expensive. This gives an idea that you can face many financial troubles which can surely be avoided by an OSHC plan.
But why is it necessary for an overseas student to have an OSHC Insurance in Australia?
Australia’s health care system that offers a range of medical services for free or at a lower cost is not applicable for all overseas students. Paying for emergency medical services can turn out to be really expensive in Australia. This is when an overseas health insurance comes to your rescue. It provides an access to free and/or affordable medical systems, in case of an unfortunate event.
OSHC (Overseas Students Health Insurance) is a health coverage specifically designed to help international students cover the charges of medical and hospital services for the duration of stay in Australia.
With OSHC, international students are covered for:
- Hospital costs for treatment and accommodation
- Medical services out of the Hospital
- Ambulance services
- 100% of MBS fee for any in-patient services like surgery or extended care for an illness
- Public and private shared ward accommodation (only those private hospitals that are associated with OSHC insurance provider)
- A couple of Prosthetic devices
- Prescription medicines mentioned and approved by the doctor.
Dental services, physiotherapy and chiropractic services and contact lenses and eye glass prescriptions may not be covered depending on the insurer. Not to worry though, extra packages can always be bought for a small fee.
Anywhere if you’re getting confused on how to get a health policy, Australia (OSHC) comes to your rescue right away! It’s important to know that the (OSHC) is mandatory for the entire duration of stay in Australia. There are so many insurance policies available that it gets too hard to decide which one would work best and can be suitable OSHC for you. It is always advisable to compare health insurance plans to make sure you are covered for all medical contingencies.
The process is really simple, you start finding a clinic or a medical centre, followed by making an appointment with a General Practitioner (GP). OSHC providers run the extra mile in offering members access to the doctor directly, via social media or phone. With some OSHC providers, one can consult a doctor 24×7 in the comforts of their home. If the problems appear out of bounds for the GP, one is referred to a specialist.
So the big question is where to buy OSHC from and who are the best insurers?
Top leading health insurance providers of OSHC from
Don’t worry if you’re still confused by these options, Australia (OSHC) is here to help you! You can compare various health insurance plans and chose the one best for you or your type of visa. With us, you can get specific insights on coverage patterns when it comes to Public and Private Hospital treatments.
At Australia (OSHC), you get the most extensive range of Plans from Government Approved Australian Health Insurance Providers. Compare and choose instantly the plan that suits your needs, care and budget for your student visa for Australia.
To make a claim, if the concerned medical Centre is a part of direct billing network of the insurance provider, one doesn’t have to pay for anything. The claims can be done in person, online or by post!