AHM Overseas Student Health Cover (OSHC)

Get your AHM health cover instantly!

Is Australian Education a part of your bucket list?

If it is, then getting an Overseas Student Insurance is paramount! ahm OSHC helps you enjoy every moment of your student life in Australia, without any tension, as it constantly backs your medical expenses throughout your stay in Australia.

Why AHM?


You can rest comfortably in knowing that your health is backed by one of Australia's largest insurers – Medibank.


Access to over 1,000 providers (doctors and health professionals) at over 300 Direct Billing Clinic locations around Australia.


Specialised multilingual customer service team fluent in 14 languages to assist with health cover queries

About AHM

We are ahm, and our purpose is "For Better Health." We are an integrated healthcare company providing Private Health Insurance and Health Solutions to more than 3.7 million customers. ahm's core business is the underwriting and distribution of private health insurance policies through ahm. International students will need to arrange Overseas Student Health Cover (OSHC) to help pay for any hospital and medical costs while they’re studying in Australia. OSHC is generally a condition of international student visas. This is because student visa holders are not eligible under Australia’s national health care system called Medicare. Everything we do is for the better health of our members, so they can say "with ahm I am better."

  • Main Features
  • Ahm's Overseas Student Health Cover (OSHC) is 100% Student Visa compliant and will help pay towards a range of in-hospital and out of hospital medical services (e.g. doctor visits) whilst studying in Australia*.
  • 24/7 student health and Support Line for phone services including medical assistance from a registered nurse, counselling services, emergency legal advice, travel document assistance and interpreter services.
  • Manage health cover and access health support 24/7 with the ahm OSHC app. Available in English and simplified Chinese.
  • Ahm OSHC is part of the Medibank group, a health insurer with over 40 years of experience, delivering health solutions to more than 3.7 million health insurance members.